Have you thought about getting a home warranty?
If you’re buying or selling a home, you should consider getting a home warranty. No matter which end of that transaction you’re on, a home warranty could help protect you against costly problems, like mechanical system and appliances that fail due to normal wear and tear. And, these failures often aren’t covered under your homeowner’s insurance.
Here’s what it generally covers: heating, air conditioning, hot water heater, appliances, plumbing, electrical—plus much more, all the way down to the doorbell! Buyers can upgrade to add coverage for more systems, too.
If you’re buying a home
Statistically speaking, you will experience two mechanical failures in your home each year. For those expenses, and more, financial experts say you should save 1-3% of your home’s value. For an $180,000 home, that’s about $5,400! After paying thousands of dollars for a down payment, closing costs and moving, you may not have a lot of extra money set aside for repairs.
A home warranty is the most economical way for you to budget for those unexpected home repairs. Plus, you make just one phone call and HSA will provide a pre-screened contractor from their Preferred Vendor Network who will help resolve the issue.
Selling your home
An HSA home warranty protects your home while you’re selling! During this time, the last thing you want to worry about is repairs. An HSA Home Warranty is free while your home is on the market. This means you can submit claims and get covered mechanical systems and appliances repaired, and not pay for the warranty until your house sells. You can even upgrade to cover heating and cooling systems (HVAC), to protect your home in both winter and summer.
Your HSA Home Warranty will automatically transfer to the person who buys your home, and will protect them for a full year after closing.
A home warranty will also help set your home apart from the competition. Research shows 8 out of 10 buyers prefer to purchase a warranted home.
Why HSA Home Warranty?
HSA has been a leader in the home warranty industry for more than 25 years. Many home warranty companies offer similar coverage, but you won’t find a company so dedicated to service excellence. In addition to their Preferred Vendor Network, customer service representatives are available 24/7.